How to Buy USDT on MEXC - Step by Step Guide
The USDT (Tether) stablecoin is one of the most popular digital assets for trading and storing value. You can buy it on many crypto exchanges, including MEXC — a global platform trusted by over 40 million users. The exchange allows you to purchase Tether through P2P trading using a bank card or an e-wallet.
In this guide, we’ll explain how to buy USDT on MEXC, what payment options are available, and how to make your transaction safely and efficiently.
What Is MEXC and Why Buy USDT Here?
MEXC is a cryptocurrency exchange founded in 2018. It offers more than 2,000 trading pairs and supports spot, futures, and P2P markets..
USDT (Tether) is a stablecoin pegged to the U.S. dollar, meaning its value remains close to $1. Buying USDT on MEXC gives you several advantages:
- Protection from crypto-market volatility
- Convenient storage of your funds
- Low transaction fees when transferring between wallets
MEXC supports USDT on both Ethereum (ERC-20) and Tron (TRC-20) networks. The TRC-20 version is cheaper — withdrawals usually cost around 1 USDT, while ERC-20 fees may reach 10–20 USDT depending on network load.
Registration and Verification on MEXC
Before you can make a purchase, you need to create an account.
If you’re wondering how to buy USDT on MEXC exchange, registration is the first step.
To sign up:
- Go to the official MEXC website.
Click “Register” in the top-right corner.
- Enter your email address or phone number.
Create a strong password (use letters, numbers, and symbols).
- Confirm your registration using the code sent by email or SMS.
To access P2P trading, you’ll also need to complete basic verification (KYC Level 1):
- Upload a photo of your passport or other ID.
- Take a selfie holding your document.
- Confirm your residential address.
Verification normally takes 10 minutes to 24 hours.
Once approved, your withdrawal limit increases up to 100 BTC per day.
How to Buy USDT via P2P on MEXC
Residents of many countries often prefer the P2P section to buy stablecoins from other users. This is the most flexible option for people who want to know how to buy USDT in MEXC without using traditional card deposits.
In a P2P deal, one party sends fiat money (for example, via bank transfer or e-wallet), and the other party transfers USDT.
Both sides agree on the payment method and exchange rate in advance.
Because of international restrictions, some users cannot deposit directly via local banks.
P2P remains the easiest and most reliable way to buy USDT on MEXC using national currency.
Step-by-Step: Buying Through P2P
The process of exchanging fiat for crypto includes several simple steps.
Let’s go through them one by one to see mexc how to buy usdt safely.
Open the P2P Section
- Log in to your MEXC account.
Find the P2P tab in the top menu.
- Select “Buy.”
Set Up Filters
To find the best offer, configure your search parameters:
- Currency: choose USD or your local fiat currency.
Crypto: USDT.
- Payment method: select a bank or service that suits you (best options include Sberbank, Tinkoff, Raiffeisen, or other regional banks).
Choose a Seller
Pay attention to:
- Completion rate (ideally 95% or higher)
- Number of successful orders
- Exchange rate and limits
- Reviews and user reputation
Avoid offers from traders with poor feedback or reports of scams.
A trusted seller is key to safe P2P transactions.
Create an Order
When you find a suitable seller, click “Buy” next to their name.
Enter the amount — either in your local currency or directly in USDT.
The exchange interface will show how much Tether you’ll receive based on the selected rate.
Make the Payment
After placing the order, you typically have 15 to 30 minutes to complete the transfer.
Follow these essential rules to ensure security:
- Send money only to the seller’s verified account shown in the order.
- Do not mention crypto or MEXC in the payment note.
- Save a screenshot or transaction receipt as proof of payment.
Once you’ve sent the funds, return to the MEXC window and click “I have paid.”
Confirm the Transaction
After the payment is confirmed, the seller checks their bank account.
Once they verify receipt, MEXC releases the USDT to your wallet instantly.
If the seller doesn’t respond within 30 minutes, open a dispute — MEXC support will review the case and unlock the funds if everything is valid.
That’s the entire process of how to buy USDT on MEXC — fast, secure, and beginner-friendly.
How to Sell USDT on MEXC
Selling works almost the same way, except the roles are reversed.
If you want to exchange USDT for fiat, open the P2P section and choose the “Sell” tab.
Before listing your order, make sure your tokens are stored in your P2P wallet (not in the spot account).
If they’re on the spot balance, transfer them internally — it’s free and instant.
Step-by-step guide to selling:
- Go to P2P → Sell.
Select your fiat currency (e.g., USD, EUR) and choose USDT as the crypto asset.
Pick a buyer with a good reputation and verified account.
- Enter the amount you wish to sell.
- Wait for the buyer’s payment.
- Verify receipt on your bank account.
- Confirm the transaction in the MEXC interface.
Important: Do not release USDT before receiving the payment.
MEXC automatically locks your tokens in escrow for safety — funds are released only when you confirm.
After that, the buyer receives USDT, and your fiat money goes directly to your bank account or wallet.
Commissions and Limits
When using P2P, there are no exchange fees for buying or selling.
The platform earns on the price difference between buyers and sellers, known as a spread — typically 1–3%.
| Operation | Fee | Notes |
|---|---|---|
| P2P Buy | 0% | Seller sets the price |
| P2P Sell | 0% | Seller sets the price |
| USDT Withdrawal (TRC-20) | ~1 USDT | Tron network |
| USDT Withdrawal (ERC-20) | 10–20 USDT | Ethereum network load |
| Internal Transfer | 0% | Between MEXC wallets |
When withdrawing, keep in mind the network fees.
For TRC-20 transfers, you’ll need some TRX for gas — that’s why many users prefer the Tron network to minimize costs.
Purchase Limits
Your P2P limits depend on verification level and the trader’s own restrictions.
Typical P2P rules:
- Without verification — trading is unavailable.
- With KYC Level 1 – daily selling limit equivalent to 80 BTC.
Each seller also defines their own limits.
Security Tips When Buying and Selling USDT
MEXC provides multiple protection layers to ensure safe transactions for everyone learning how to buy USDT on MEXC exchange or trade via P2P.
- Escrow protection — when a buyer creates an order, the seller’s USDT is frozen by the exchange until payment is confirmed.
2. Two-factor authentication (2FA) — connect Google Authenticator or enable SMS verification for login and withdrawals.
3. Anti-phishing code — a unique phrase appears in all genuine MEXC emails to help you identify real messages.
4. Cold storage — 95% of client funds are stored offline to prevent hacking attempts.
Safety recommendations:
- Always check the seller’s reputation before trading.
- Never share your 2FA codes or passwords.
- Use only the official MEXC website or app.
- Avoid links from unknown sources.
Enable login and withdrawal alerts.
If something goes wrong, open a dispute directly in the trade window — MEXC support operates 24/7 and usually resolves conflicts quickly.
Conclusion
Buying USDT through MEXC’s P2P marketplace is simple, reliable, and secure.
Your funds remain protected by the platform’s escrow system until the transaction is complete.
If you’re looking for how to buy USDT in MEXC, P2P is the best method — especially for local currencies and direct transfers.
Always double-check seller details, confirm payments only through the official site, and keep your account protected with 2FA.
With these precautions, you can trade confidently and enjoy fast settlements with minimal fees.
